About
Mission

Why we do this

We help individuals, families, and organizations make financial decisions that match their goals and values. Technology informs our work. Every recommendation still rests on experience, sound judgment, and human discernment.

Our name

Why Fieldstone?

I grew up on a street called Fieldstone Drive in Southwest Austin. I always liked the name, and I feel it fits the “why” behind what I do every day. I hope to always be a guiding force for people in my community, helping them build a strong financial foundation and live purposefully and generously as a result.

A note from the founder

Hi, thanks for visiting.

My name is Noah Remmert. I’m an Austin native and the founder of Fieldstone Advisory. After studying finance and portfolio management at LSU, I returned to Texas to join a local RIA and serve clients ranging from young professionals and emerging-wealth households to ultra-high-net-worth founders and families.

I founded this practice as an independent platform where I and, in the future, other advisors can provide impactful financial guidance and resources to members of my community at a fair price.

When I’m not working on the practice, I like to spend time with my wife, Sydney, and my pup, Addie. We attend Red Rocks Church in Austin. We love to travel and see live music. I’m always up for a round of golf. I am an aviation enthusiast and aspiring private pilot.

Whether you are facing a challenging life transition or just hoping to learn more about financial planning and investing, I am happy to connect with you.

— Noah

Beyond the office
Independent Wealth Advisory · Austin, TX

Fieldstone Advisory

Fee-only

No commissions, ever.

Paid directly by clients — never by product providers, kickbacks, or sales incentives.

Independent

Privately owned and operated.

Structured to act in your interest, not a parent company's. Based in Austin, Texas.

What we offer

Two core competencies

Sound asset management and thoughtful financial planning are the core of what we do. We keep them separate on purpose — so you always know what you're paying for and why.

Service 01

Discretionary Portfolio Management

Disciplined, discretionary management of public equity, fixed income, and alternative investments. We build and manage your portfolio directly — handling all investment decisions, rebalancing, and tax-conscious execution on your behalf.

Recurring AUM-based fee Learn more →
Service 02

Written Financial Plan

A written financial plan delivered as a standalone engagement. We analyze your full financial picture — cash flow, tax situation, goals, risk, estate, and insurance — and deliver a clear, actionable document you can implement with or without us. Scoped and priced as a flat project fee before any work begins.

Flat project-based fee · $500 minimum Learn more →
Our software stack

All planning engagements with the firm include access to, and guidance on using, our personal financial software stack.

eMoney

Live SOC 2 account integration to manage all financial statements and build planning and tax projections.

Vanilla

Integrated with your eMoney profile to go deeper on estate plan visualization and understanding.

Altruist

Access to Altruist, our custodian and portfolio reporting platform, is included with AUM engagements.

Where we add value

Seven areas. One integrated picture.

Financial well-being isn't one problem — it's seven that interact. We work across all of them so nothing is optimized in isolation.

Your Plan
Fundamentals of Finance

Most financial decisions fail not from complexity, but from gaps in the basics.

What this means

Cash flow, net worth, debt structure, and savings rate — the foundational layer that every other decision sits on. We look here first, before building anything on top of it.

Why it matters

Sophisticated investment strategies can't compensate for a leaking budget or a balance sheet you don't understand. We start here.

Asset & Portfolio Management

Helping clients understand risk & return to build an investment portfolio suited to their individual needs.

What this means

Discretionary management of public equity, fixed income, and alternatives, constructed around your goals, time horizon, values, and life and income needs.

Why it matters

Most people's portfolios reflect a series of disconnected decisions. We build from a complete picture and manage it as one coherent strategy.

Tax

Filing correctly and paying the least you legally owe are two different jobs. Our goal is to help clients pay what they legally owe by aligning their plan with their goals and with industry best practices and economic incentives.

What this means

Tax-conscious portfolio construction, income timing, account location strategy, and coordination with your CPA around events that have planning implications. Fieldstone does not provide tax advice — we provide context and coordinate with your tax advisor.

Why it matters

The gap between a good tax return and a good tax strategy compounds over decades. We help close it.

Financial Independence & Retirement

The goal isn't just to retire — it's to have options, on your timeline, without running out.

What this means

Retirement projections, Social Security timing, distribution strategy, withdrawal sequencing, and the question of whether the number you're working toward is the right number.

Why it matters

Accumulation and distribution are different disciplines. We plan for both from the beginning so the transition between them isn't a surprise.

Estate & Legacy

If people depend on you, an outdated plan — or no plan — is a risk you can fix.

What this means

Estate plan review, beneficiary audit, trust coordination, and working alongside an estate attorney to make sure your legal documents, account titling, and financial plan all point in the same direction.

Why it matters

Beneficiary designations override your will regardless of what it says. Documents drafted before a marriage, a child, or a business sale may not reflect your current life. We help you stay current.

Risk & Insurance

As a fee-only firm, we don't sell insurance — so our analysis isn't shaped by what pays a commission.

What this means

Coverage adequacy review across life, disability, long-term care, and property — analyzed against your actual balance sheet and financial plan, not against a sales quota.

Why it matters

Most people have some coverage. Whether it's the right kind, in the right amount, structured correctly — that's worth verifying with someone who has no product to sell.

Behavioral Finance

The biggest risk to a financial plan isn't the market. It's the decisions people make in response to it.

What this means

Understanding how cognitive biases, emotional responses, and life transitions affect financial decision-making — and building processes that account for human nature rather than assuming it away.

Our advantage

Modern financial technology gives us better data and better models. But the application of that data to the unique complexity of a human life — goals that shift, emotions that spike, relationships that change — still requires judgment. That's where we add the most value.

Portfolio management

A repeatable process for disciplined, tax-aware portfolio management.

How we manage

Long-term value, added at every stage.

Fieldstone is a discretionary portfolio manager that delivers disciplined investment concepts and execution at a fair cost to the investor. Our guidance is shaped by fundamental analysis and macroeconomic market cycles — applied consistently across the entire investment lifecycle.

Stage 01

Acquisition & Accumulation

What this means

Whenever new capital enters the picture — savings, a bonus, a liquidity event, an inheritance — we determine how and when it should be deployed, with intentional timing rather than a single lump-sum reflex.

Why it matters

Rushing new capital into the market and leaving it in cash out of hesitation are both common, costly mistakes. The entry decision sets the tone for everything that follows.

Stage 02

Structuring

What this means

Selecting and organizing the accounts that will hold your assets — taxable, tax-deferred, and tax-exempt — with titling and beneficiary designations that match your broader plan.

Why it matters

The wrong account for the wrong purpose is one of the most common — and most preventable — costs we see. Deciding structure early avoids years of unwinding it later.

Stage 03

Allocation

What this means

Building your portfolio using Fieldstone's Total Portfolio Approach — informed by fundamental analysis and macroeconomic cycles, and matched to your goals, time horizon, and risk tolerance.

Why it matters

Chasing individual winners is a distraction from the decision that actually drives results: how your money is divided across asset classes in the first place.

Stage 04

Stewardship & Vigilance

What this means

Ongoing monitoring, disciplined rebalancing, and risk oversight — adjusting proactively as markets move through cycles and as your own life and goals change.

Why it matters

Markets shift, life changes, and a portfolio that isn't actively managed slowly drifts from the goals it was built for — often without anyone noticing until it matters.

Stage 05

Distribution & Transfer

What this means

Tax-aware withdrawal sequencing as you draw on your portfolio, and coordinated planning for the eventual transfer of wealth to the next generation or a cause you care about.

Why it matters

Poor sequencing at withdrawal, or no plan for transfer at all, can undo decades of disciplined accumulation in a handful of avoidable decisions.

Investment management fees

One transparent, tiered fee.

Assets under managementAnnual feeMonthly fee
First $2,000,0001.00%0.0833%
Next $3,000,0000.75%0.0625%
Above $5,000,0000.50%0.0417%

Tiered (blended) schedule: each rate applies only to the portion of assets within that tier. Billed monthly in advance. No account minimum. Custodian fees and fund expenses are additional, and sub-advisor fees may apply. See Form ADV Part 2A, Item 5 for details.

Download our Investment Philosophy.

How we build, manage, and price portfolios: our investment philosophy, the Investment Policy Statement we write with each client, and the stages we follow from accumulation to distribution.

PDF · 14 pages. You’ll also join the Fieldstone list for letters and updates. Unsubscribe anytime.

Financial planning

A written financial plan, minus the paperwork.

How it works

01

Introductory call

20–30 minutes to understand your situation and see whether we’re a fit. No pitch, no pressure.

02

Onboarding & agreement

Review your scope of work and fee quote, sign, and share your information, all online. Nothing starts until you’ve signed.

Digital onboarding
03

Discovery & plan design

We pull your accounts and documents into one view, analyze the full picture, and build a written plan covering cash flow, taxes, goals, risk, estate, and insurance. We walk you through it before anything is implemented.

eMoney · Vanilla
04

Implementation & annual review

A clear roadmap, coordination with the attorneys, CPAs, and insurance professionals you need, and a yearly refresh. If you invest with us, your accounts run on Altruist.

Altruist
The technology

Less paperwork. More planning.

Gathering information is the slow part of a financial plan. We use purpose-built platforms to bring it together, so your time goes to decisions.

Online onboarding
Getting started

Review and sign your agreement and share your information through secure online tools, not paper forms.

eMoney
Planning

Your goals, cash flow, net worth, and projections in one live dashboard. Your plan is built and kept current here.

Vanilla
Estate

Your estate plan, documents, and beneficiaries in one place, so gaps are easy to spot.

Altruist
Investments

Investment accounts, performance, statements, and documents behind a single login.

Pricing

One flat fee, quoted before we start.

Fee

Plans start at $500 and scale with complexity. Your quote is in writing before any work begins.

Timeline

Delivered within 60 days of engagement, allowing time for you to provide the information we request.

Billing

Billed in advance, as set out in your planning agreement. Includes help putting the plan into action.

See what a plan would change for you.

Start with a 20–30 minute call. No pitch, no pressure.

Insights
External resources
Consumer data

CFPB Data & Research

Bureau data and research on household financial decisions, credit markets, and consumer behavior.

Visit →
Financial news

Bankrate News

Clear coverage of interest rates, savings, mortgages, and personal finance developments.

Visit →
Economic calendar

MarketWatch Economic Calendar

Upcoming data releases, Fed announcements, and market-moving events.

Visit →
Tools & calculators

Engaging Data

Interactive financial calculators — retirement scenarios, safe withdrawal rates, and compound growth tools.

Visit →
Market research

J.P. Morgan Asset Management

Guide to the Markets and long-term capital market assumptions.

Visit →
Tax reference

Tax Notes Federal Reference Tables

Current and historical federal tax brackets, contribution limits, and planning reference data.

Visit →
Partners & network
Platforms & technology
Altruist
Altruist
eMoney
eMoney
Vanilla
Vanilla
Professional network

Fieldstone maintains working relationships with experienced professionals across the disciplines that intersect with financial planning — so clients have access to qualified guidance without having to source it themselves.

Tax & Accounting

CPA relationships across individual, business, and trust taxation — equity compensation, multi-state filing, and high-net-worth planning. We coordinate directly to keep the tax return and the financial plan aligned.

Estate & Legal

Attorney relationships spanning estate planning, trust drafting, business succession, and entity structuring. We stay involved through implementation to help keep advisory and legal work aligned.

Insurance & Risk

Independent insurance professionals who analyze coverage without product incentives — life, disability, long-term care, and business risk. Brought in when the analysis calls for it.

Business Advisory

M&A advisors, business valuation professionals, and succession planning consultants for clients navigating ownership transitions alongside their personal financial picture.

Lending & Banking

Private banking and lending relationships for situations involving concentrated positions, securities-backed lending, jumbo financing, or liquidity needs that intersect with the investment portfolio.

Other Specialists

From executive benefits consultants to charitable giving advisors — when a client's situation calls for a specialist, we have a process for finding and vetting the right one.

We don't receive referral fees or compensation from any professional in our network. Every introduction is made because we believe it's the right one for the client.

Client login
Contact

Get in touch.

Email
noah@fieldstone-advisory.com
Address
5209 Burnet Road, Suite 200
Austin, TX 78756
Service area
Austin, Texas · Serving clients nationwide
Response time
Within one business day
Book a 30-minute call →

Schedule directly on Noah's calendar.

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